Legal Service Plan - Network and Non-network Coverage

Legal Benefits at a Glance

Consumer Protection Matters (Disputes over Goods/Services and Small Claims Assistance),

Debt Matters (Tax Audits, Identity Theft and Bankruptcy) and Defense of Civil Lawsuits

Document Preparation, Family Law and Juvenile Matters

Real Estate Matters, Traffic Matters and Wills and Estate Planning (Powers of Attorney)

Office Consultations or Phone Advice
(Divorce/dissolution/annulment/separation agreement – member only, DUI, felony, misdemeanor defense, home equity loans, property tax assessments or contested adoption)

Probate or Personal Injury

This chart is a summary. Dollar amounts in the chart reflect the maximum amount that the plan will pay, but only if the expense is incurred.

There may be additional restrictions or limitations listed in the plan booklet.

Coverage is available under the category which best describes your case type; only one fee category per case applies. If you have questions after reviewing this summary, contact Hyatt before services are provided.

	Network Plan Attorney	Out-of-Network Attorney Maximum Benefit
Consumer Protection Matters Disputes over Consumer Goods/Services Where disputed amount exceeds small claims limit and participant has written evidence. Excludes real estate disputes, construction, insurance or post-judgment collection activities.
Correspondence and negotiation	Fully covered	$150
Filing of suit, ending in settlement	Fully covered	$350
Filing of suit, ending in judgment	Fully covered	$750
Plus trial supplement*	Fully covered	$10,000*
Small Claims Assistance Excludes attendance or representation at small claims trial, collection activities or any services related to post-judgment action.
Counseling on complaint preparation	Fully covered	$75
Trial counseling	Fully covered	$150
Debt Matters Debt Collection Defense Excludes vacating a judgment; counter, cross or third party claims; bankruptcy; family law-related actions, including support and post-decree issues; any matter where creditor is affiliated with the Plan Sponsor, Unions or Employer.
Negotiation and settlement	Fully covered	$300
Trial	Fully covered	$1,000
Plus trial supplement*	Fully covered	$10,000*
Identity Theft Includes correspondence and notice to creditors	Fully covered	$250
Personal Bankruptcy or Wage Earner Plan (Chapter 13) Excludes any matter where creditor is affiliated with the Plan Sponsor, Unions or Employer, even if the participant chooses to reaffirm that specific debt.
Individual	Fully covered	$500
Member and enrolled spouse	Fully covered	$600
Tax Audits
Negotiation and settlement	Fully covered	$450
Attendance at audit hearing	Fully covered	$1,000
Defense of Civil Lawsuits Administrative Hearing and Representation Excludes services that are covered under an insurance policy; divorce or post-decree matters; paternity; support or custody matters; or litigation of a job or Trust- or Union-related incident.
Negotiation and settlement	Fully covered	$200
Trial	Fully covered	$750
Plus trial supplement*	Fully covered	$10,000*
Civil Litigation Defense Excludes services that are covered under an insurance policy; divorce or post-decree matters; paternity; support or custody matters; litigation of a job or Trust- or Union-related incident; and bringing counter, cross or third party claims, even if part of the defense.
Negotiation and settlement	Fully covered	$350
Trial	Fully covered	$1,500
Plus trial supplement*	Fully covered	$10,000*
Incompetency Defense
Negotiation and settlement	Fully covered	$200
Trial	Fully covered	$750
Plus trial supplement*	Fully covered	$10,000*

*Trial Supplement - In addition to fees indicated for trials, the plan will pay one half the attorney's hourly rate for representation in trial beyond the second day of trial for a maximum of $800 per day up to $10,000 total trial supplement maximum. This supplement is available to members and enrolled dependents.

Updated January 2005