Legal Service Plan - Network and Non-network Coverage

Legal Benefits at a Glance

Consumer Protection Matters (Disputes over Goods/Services and Small Claims Assistance),

Debt Matters (Tax Audits, Identity Theft and Bankruptcy) and Defense of Civil Lawsuits

Document Preparation, Family Law and Juvenile Matters

Real Estate Matters, Traffic Matters and Wills and Estate Planning (Powers of Attorney)

Office Consultations or Phone Advice
(Divorce/dissolution/annulment/separation agreement – member only, DUI, felony, misdemeanor defense, home equity loans, property tax assessments or contested adoption)

Probate or Personal Injury

This chart is a summary. Dollar amounts in the chart reflect the maximum amount that the plan will pay, but only if the expense is incurred.

There may be additional restrictions or limitations listed in the plan booklet.

Coverage is available under the category which best describes your case type; only one fee category per case applies. If you have questions after reviewing this summary, contact Hyatt before services are provided.

	Network Plan Attorney	Out-of-Network Attorney Maximum Benefit
REAL ESTATE MATTERS Refinancing of Primary Home Also includes obtaining a permanent mortgage on a newly constructed home. Excludes refinancing of second home, vacation property, unimproved land, new construction, rental property, property held for business or investment; loans for construction or home equity; and services of any attorney representing a lending institution or title company.	Fully Covered	$300
Sale or Purchase of Primary Home Excludes sale or purchase of second home, vacation property, unimproved land, new construction, rental property, property held for business, investment or leases with an option to buy; loans for construction or home equity; and services of any attorney representing a lending institution or title company.	Fully Covered	$500
Home Equity Loans for Primary Home Applies only to attorney who represents the plan member, not the attorney representing the lending institution.	Fully Covered	$250
Tenant Negotiations and Eviction Defense Excludes representation in disputes with other tenants or as a plaintiff in a lawsuit against the landlord, including action for a security deposit return.
Correspondence and negotiations	Fully covered	$100
Trial defense	Fully covered	$275
Plus trial supplement*	Fully covered	$10,000*
Traffic Matters Restoration of Suspended License Representation to restore driving license which has been suspended due to a traffic or DUI offense.	Fully Covered	$250
Traffic Ticket Defense Excludes DUI (driving under the influence) or vehicular homicide.
Negotiated plea	Fully covered	$150
Trial defense	Fully covered	$180
Plus trial supplement*	Fully covered	$10,000*
Wills and Estate Planning Living Trusts Excludes tax planning or services associated with funding the trust after creation.
Individual	Fully covered	$200
Member and enrolled spouse	Fully covered	$225
Living Wills
Individual	Fully covered	$60
Member and enrolled spouse	Fully covered	$70
Powers of Attorney
Individual	Fully covered	$65
Member and enrolled spouse	Fully covered	$75
Wills and Codicils Includes Simple Support Trust for Minor Children. Excludes tax planning.
Individual	Fully covered	$135
Member and enrolled spouse	Fully covered	$160

*Trial Supplement - In addition to fees indicated for trials, the plan will pay one half the attorney's hourly rate for representation in trial beyond the second day of trial for a maximum of $800 per day up to $10,000 total trial supplement maximum. This supplement is available to members and enrolled dependents.

Updated January 2005