Eligibility
Eligibility/Enrollment Chart | ||||||
When Eligible | To Enroll | |||||
Dental | First of the month following one year continuous State service |
Complete an enrollment form within 31 days of hire anniv. date
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Trust
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Vision | ||||||
Basic Life | First of the month following one year continuous State service | Automatic |
Trust
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Supplemental Life | On hire date | Complete Prudential supplemental life enrollment form within 90 days of hire or at open enrollment |
Member
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Legal Service Plan | On hire date | Complete Metlife enrollment form within 90 days of hire or at Open Enrollment |
Member
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Changes During the Year
You may change your coverage level (single or family) during the year if you have a family status or employment-related coverage change. You must complete and return an Enrollment and Change form and, if necessary, an Affidavit of Dependent Status, within 31 days of the change or you will have to wait until the next open enrollment to adjust your coverage level.
Change | Type of Coverage Change Allowed | Date Change Effective | ||
Marriage | Add dependent spouse (and spouse’s children) | First of the month following your marriage* | ||
Birth or adoption | Add dependent child | Date of birth or placement in home* | ||
Legal guardianship | Add dependent child | Date of receipt of final papers* | ||
Divorce (you provided coverage) | Drop spouse | Last day of the month in which divorce occurred | ||
Death of dependent (you provided coverage) | Drop dependent | Last day of the month in which death occurred | ||
Loss of coverage through spouse’s employer if spouse laid off, terminated, dies or divorces you | Enroll in coverage Add dependent | Date varies by type of change; see your Payroll/Personnel officer | ||
Return to work through arbitration order or grievance settlement or administrative order | Re-enroll | Date varies by settlement agreement; see your settlement notice |
* For supplemental life insurance coverage, dependents must be at least 14 days old.
Plan Changes for Dental and Vision Coverage
If you have at least one year of continuous State service, you may enroll in any of the Trust’s dental or vision plans. However, once you have enrolled in a plan, you may not change to another plan, even if you move within Ohio, until the next Trust-sponsored open enrollment. Also, if your dental or vision provider leaves the network, you will need to visit another participating network provider to continue receiving the higher level of benefits. Please make sure you request a directory to determine which providers belong to the networks of the dental and vision plans you are considering.

Overview
You are eligible for Trust-sponsored benefits if you are an active full or part-time permanent employee, including established term employees, and a member of:
- OCSEA/AFSCME – Units 3-9, 13, 14, 45, 50, 55
- District 1199/SEIU – Units 11, 12
- OSTA – 1, 15
- FOP- Unit 2
- FOP/OLC – Units 46, 48
- SCOPE/OEA – Unit 10
- CWA – Unit 40
Limits and Exclusions
See your Payroll/Personnel officer for more information.
- No person is considered a dependent while in the armed forces.
- A child who is eligible as an employee of the State is not eligible as the dependent of either parent who also may be a State employee.
- A divorced spouse is not eligible as a dependent.
- When you and your spouse are both State employees (exempt and/or bargaining unit), each employee and their family members can only be covered by one policy. Your options for coverage include:
Without Child Coverage:
- Each employee may choose an individual policy, or
- One employee may choose family coverage and cover the other employee as a spouse.
With Child Coverage:
- One employee may choose family coverage and cover the children and the other employee as a spouse, or
- One employee may choose an individual policy and the other employee may choose a family policy which would include that employee and the dependent children.
Under no circumstances can two employees carry their own insurance and cover the other spouse and/or dependent children at the same time.